Once the deposit is confirmed a Chime customer can apply for a Credit Builder secured account and receive a Visa credit card with no credit check or minimum deposit required. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer or benefits payer by Automated Clearing House (ACH) deposit or Original Credit Transaction (OCT). Prospective Cardholders Must Meet the Minimum Deposit Requirementīefore you can apply for the Credit Builder card, you must receive a single qualifying direct deposit of $200 or more to your Chime Checking Account*. Banking services provided by The Bancorp Bank, N.A. Chime is a financial technology company, not a bank. Cardholders must make a deposit to the secured card to set a credit limit and then they can make everyday purchases.

The Secured Chime Credit Builder Visa® Credit Card advertises a path to build a healthy credit history-a similar claim other secured cards share. Chime is a nontraditional technology company offering access to basic services like checking, savings and credit accounts.

Chime qualifying direct deposit